CREDIT WORLD SERVICES, INC PRIVACY POLICY
Effective Date: January 01, 2022
Introduction
We respect your privacy and are committed to protecting it through our compliance with this Privacy Policy (“Policy”). This Policy describes the types of information we may collect from you or that you may provide when you visit Credit World Services, Inc.’s website (“Website”)
and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This Policy applies to information we collect:
- On this Website.
- In email, text, and other electronic messages between you and this Website.
- When you interact with our advertising and applications on third-party websites and services if those applications or advertising include links to this Policy.
This Policy does not apply to information collected by:
- Us offline or through any other means, including on any other website operated by us;\
or
- Any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website.
Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this Privacy Policy. This Policy may change from time to time. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.
Information We Collect About You and How We Collect It
We collect several types of information from and about users of our Website, including information:
- By which you may be personally identified, such as name, postal address, e-mail address, telephone number, financial information, account information, or any other identifier by which you may be contacted online or offline (”personal information”);
- That is about you but individually does not identify you; and/or
- About your internet connection, the equipment you use to access our Website, and usage details.
We collect this information:
- Directly from you when you provide it to us such as when you access an account.
- Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, and other tracking technologies.
- Information you provide by accessing an account on our Website.
- Records and copies of your correspondence (including email address and other information included in the body of the email), if you contact us.
- Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
- Information about your computer and internet connection, including your IP address, operating system, and browser type.
The information we collect automatically is only statistical data and does not include personal information. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:
- Estimate our audience size and usage patterns.
- Store information about your preferences, allowing us to customize our Website according to your individual interests.
- Recognize you when you return to our Website.
The technologies we use for this automatic data collection may include:
Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. A cookie or other similar technology may tell us which parts of our Website you visited or may be used to remember your personal information when you use our website. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal information:
- To present our Website and its contents to you.
- To fulfill any other purpose for which you provide it.
- To provide you information or services you request from us.
- To notify you about changes to our Website or any products or services we offer or provide though it.
Disclosure of Your Information
We may disclose personal information that we collect or you provide as described in this Privacy Policy:
- We may disclose your personal information to service your account in an efficient manner
- We may also disclose your personal information to comply with any court order, law, or legal process, including to respond to any government or regulatory request.
- To fulfill the purpose for which you provide it. For example, if you give us a telephone number or account number, we will use that information to attempt to locate your account in our office.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you the following control over your information:
- Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. Personally Identifiable information (PII) is not shared, sold, or conveyed to third parties for marketing purposes.
How We Respond to Do Not Track Signals
We do not track our customers over time and across third party websites to provide targeted advertising and therefore do not respond to Do Not Track (DNT) signals. However, some third party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, your browser may allow you to set the DNT signal on your browser so that third parties (particularly advertisers) know you do not want to be tracked.
Non-Personal Information
This Privacy Policy does not restrict our collection, use or disclosure of any information that does not identify, or cannot be reasonably linked to, any individual.
SMS Privacy statement
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
Changes to Our Privacy Policy
We will post any changes we make to this Privacy Statement on our Website. If we make material changes to how we treat personal information we collect from you, we will notify you by email or through a notice on our Website homepage. The date this Policy was last revised is identified above. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting this Policy on our Website to check for any changes.
Contact Information
If you have questions or comments about this Privacy Policy, please call us at (800) 844-4084
or email us at 6310 Lamar Ave Suite 145 Overland Park, KS 66202.